Early data from the PEMCO Storm Index suggests that last week’s cold snap will be among Washington’s top-6 severe cold-weather events of the past 25 years, based on PEMCO claims dollars of around $4,260,000 projected to be paid, according to the Washington-based insurer.

The frigid temperatures that gripped our state from Dec. 7 through 13 prompted a rash of claims that should rank this event behind only five previous cold-weather events: snowstorms of Dec. 26-30, 1996 ($15.2 million); Dec. 18, 1990 ($7.5 million); Dec. 17 – Jan. 10, 2009 ($7.1 million); Feb. 1-10, 1985 ($6.7 million); and Feb. 1, 1989 ($4.7 million). Last week’s freeze also could break into Washington’s top-10 weather events of any kind, which includes major windstorms.

As of Dec. 15, PEMCO Insurance had received 244 claims related to the cold weather, mostly for frozen and burst water pipes. Cold-weather claims continue to trickle in but are expected return to near-normal by the end of the week. However, some claims might not be reported for weeks, with people on vacation and owners of second homes being unaware of damage until they return. Also, boats might have suffered freezing damage that won’t be detected until spring.

PEMCO advises people to take these precautions the next time a winter storm threatens: http://www.pemco.com/consumer_tips/pdfs/home/maintenance/protect_your_home_in_winter.pdf

PEMCO is the largest property and casualty insurer headquartered in Washington and insures only Washington residents.

About the PEMCO Storm Index

PEMCO has tracked data since 1984 for claims related to snow, cold, and windstorms, plus events like earthquakes, wildfires, and heavy rain. PEMCO ranks these events based on the number of claims and gross paid loss amount, which is recalculated into inflation-adjusted dollars. Data for storms before 1984 is less comprehensive.